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About Us

The Office of Financial Institution Adjudication (OFIA) is an inter-agency group of administrative law judges (ALJs), established pursuant to the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA), that presides over administrative enforcement proceedings brought by the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (FRB), or the National Credit Union Administration (NCUA), and issues recommended decisions to the relevant agency head.

The administrative operations of OFIA are governed by an interagency memorandum of understanding (MOU) providing for general oversight by an interagency committee and cost-sharing among the constituent agencies.

FDIC assumed the host agency role from the Office of Thrift Supervision (OTS) in 2011 upon the dissolution of the OTS after passage of the Dodd-Frank Act.